Investment Is Your Karma, Guiding “You” Is Our Dharma.
Mutual funds are an excellent investment option for individual investors to get exposure to an expert managed portfolio. Also, you can diversify your portfolio by investing in mutual funds as the asset allocation would cover several instruments. Investors would be allocated with fund units based on the amount they invest. Each investor would hence experience profits or losses that are directly proportional to the amount they invest. The main intention of the fund manager is to provide optimum returns to investors by investing in securities that are in sync with the fund’s objectives. The performance of mutual funds is dependent on the underlying assets.
- A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities.
- Mutual funds give small or individual investors access to diversified, professionally managed portfolios at a low price.
- Mutual funds are divided into several kinds of categories, representing the kinds of securities they invest in, their investment objectives, and the type of returns they seek.
- Mutual funds charge annual fees (called expense ratios) and, in some cases, commissions, which can affect their overall returns.
- The overwhelming majority of money in employer-sponsored retirement plans goes into mutual funds.
WHY TO INVEST IN MUTUAL FUND?
Mutual funds are professionally managed by fund managers, whose every day job is to track the markets and manage investments.
Don’t put all your eggs in one basket”. This is the premise of diversification. It means spreading your investments across asset classes and stocks, to reduce your risk.
Mutual funds provide the right avenue for investing in a variety of market-linked instruments, which have time and again delivered superior returns
Mutual funds, on the other hand, broadly come with less, if not no, lock-in periods. Most funds do not have a lock-in period and give you the flexibility to redeem your money when you need it.
And finally, investing in mutual funds is now a piece of cake. The whole process is offered online by many players in the industry. Starting a SIP or making an investment can be done in a matter of few clicks.
Habits are hard to break. Which is why we are advised to inculcate good habits. And what better habit could there be, than investing for your secure future?
Frequently Asked Questions
What is a Mutual Fund?
Mutual Fund pools money, which is invested in stocks or bondsby a professional Fund Manager. This reduces risk as it helps diversify your investments.
Which Mutual Funds do I invest in?
We research and pick the best from 15,850 schemes. You can select from these, or go for something else you prefer. Jama has partnerships with 30+ AMCs offering a wide choice.
What fees do you charge?
We help you save upto 50% of your MF portfolio, by cutting out long term hidden commissions. To keep our service running, we charge a small upfront fee.
Why do you call this Smart Investing?
Jama is not just a transaction platform. We help match your your dreams and goals to your investments. We build you a personalized portfolio, highly optimised for best returns & least expenses, loads and taxes. If needed, we dedicate a SEBI Regd Advisor for you.
Awesome. Can I switch all my MF Holdings to Direct?
Yes, of course! Just send us your MF statement (we will help you) and place switch orders in minutes, from the Ksquare App.
Is my money safe?
Absolutely. We never touch (or pool) your money. The funds transfer via net banking is directly to the Mutal Fund company, from your bank account. When you redeem, money reaches your bank account directly.
Are my mutual fund units/holdings safe?
Yes. MF holdings are maintained electronically by the Registrar & Transfer Agency. They work for Mutual Fund company and not for us.
Can someone else redeem my holdings?
No. Any redemption or withdrawal requires your approval (via SMS or email). Your money reaches your bank account directly.
What if KSquare or I wish to discontinue?
KSquare is built to last, by industry veterans with strong backgrounds. However if you wish to move out of KSquare for any reason, you can invest/redeem with the Mutual Fund company directly. Your holdings or money are never kept with us.