FAQ’s
FAQ’s
Frequently Asked Questions
How does SIP-to-SWP second income planning work?
SIPs help build a corpus first, later converted to monthly withdrawable income through SWP, ensuring reliable financial independence
Can I pause or stop my SIP anytime with KSquare?
Yes, KSquare allows you to pause, stop, or modify your SIP plan anytime through your account dashboard.
Will I still earn returns on pledged mutual funds?
Yes, your mutual fund units continue to generate returns even while they are pledged for a loan.
What is the National Pension System (NPS)?
NPS is a government-backed retirement savings scheme that lets you invest during your working life and withdraw upon retirement.
Can I nominate someone in India for my investments?
Yes, NRIs can nominate any Indian resident for their mutual fund holdings and other financial assets via KSquare.
Is NPS better than PPF or EPF for retirement?
NPS can offer higher returns due to market exposure, while PPF and EPF are safer but lower-yielding. It’s best to diversify.