FAQ’s
FAQ’s
Frequently Asked Questions
How is the loan amount calculated?
The loan value is based on the mutual fund’s NAV and the lender’s margin requirements. KSquare shows your eligible amount during application.
Will I still earn returns on pledged mutual funds?
Yes, your mutual fund units continue to generate returns even while they are pledged for a loan.
What is a Loan Against Mutual Fund (LAMF)?
A Loan Against Mutual Fund allows you to borrow money by pledging your mutual fund units as collateral without selling your investments.
How does SIP help in rupee cost averaging?
SIPs invest regularly, buying more units when markets are low and fewer when high, helping balance your investment cost.
Do SIPs guarantee returns?
No, SIPs don’t guarantee returns but reduce risk over time and provide the potential for solid, market-linked growth.
What types of mutual funds are available on KSquare?
KSquare offers equity, debt, hybrid, ELSS, and index funds to suit different financial goals and risk profiles.