How are NPS returns calculated?

NPS returns depend on the performance of the equity, corporate debt, and government bond funds you select within your portfolio.

Can I open multiple NPS accounts?

No, you’re allowed only one NPS Tier I account, which is linked to your Permanent Retirement Account Number (PRAN).

Fund managers decide where to invest the pooled money, aiming to maximize returns based on the fund’s strategy.

In case of default, the lender may sell pledged mutual fund units. KSquare advises timely repayment to avoid any financial impact.

A nominal processing fee may apply depending on the lender. KSquare clearly discloses all charges upfront.

Yes, nomination is mandatory and can be easily added or updated through your KSquare profile.

Most mutual funds offer liquidity, allowing you to redeem units anytime, except for closed-ended and ELSS funds with lock-ins.

Yes, you can easily switch between funds on the KSquare platform based on your strategy or market movements.

NFOs can be suitable for beginners, but they carry risks. KSquare helps assess fund strategies before you commit.

Currently, due to compliance issues, many mutual funds restrict US/Canada NRIs. KSquare can guide you on eligible options.

Yes, clients receive consistent performance updates and guidance, ensuring investments remain aligned with goals at every stage.