Loan Against Mutual Fund
About Loan Against Mutual Fund
Simplify Finances with KSquare Loan Against Mutual Funds
KSquare offers a seamless solution for investors seeking liquidity without redeeming their mutual fund units. Our Loan Against Mutual Fund service allows you to access funds quickly while keeping your investments intact. With expert guidance, competitive interest rates, and a smooth process, KSquare empowers you to manage short-term financial needs efficiently, maintain portfolio growth, and make informed decisions.
Key Takeaways
- Instant Liquidity Support : Access funds quickly using your mutual fund units without selling them prematurely.
- Maintain Investment Growth : Continue holding your units to benefit from potential market appreciation while borrowing.
- Flexible Loan Amounts : Borrow up to 70–90% of your mutual fund value as collateral.
- Lower Interest Rates : Enjoy competitive interest rates compared to unsecured personal loans for short-term needs.
- Quick Approval Process : Experience fast processing and disbursal with minimal documentation and hassle-free procedures.
- Short-Term Financial Solution : Ideal for emergencies, business requirements, or bridging temporary cash flow gaps efficiently.
Instant Fund Access
Key Benefits of KSquare Loan Against Mutual Fund
Quick Liquidity
Access funds immediately using your mutual fund units as collateral for urgent financial needs.
Maintain Investments
Continue holding mutual fund units to benefit from potential growth while borrowing.
Flexible Amounts
Borrow up to a defined percentage of your mutual fund portfolio value easily.
Lower Interest
Enjoy comparatively lower interest rates than unsecured loans for short-term borrowing requirements.
Fast Approval
Experience smooth, hassle-free processing and disbursal with minimal documentation required.
Short-Term Solution
Ideal for bridging temporary financial gaps without disrupting your long-term investment plans.
Unlock Your Funds
Access Quick Loans with KSquare LAMF
Need instant funds without redeeming your mutual fund investments? KSquare’s Loan Against Mutual Fund (LAMF) provides quick access to liquidity with a smooth, transparent process. Enjoy competitive rates, flexible loan amounts, and expert guidance while keeping your investments intact. Start your LAMF journey with KSquare today and manage finances effortlessly.
Testimonials
What Clients Say About KSquare Loan Against Mutual Fund
KSquare offered me instant financial flexibility through my portfolio. Their team was responsive and professional.
I needed quick liquidity, and KSquare’s loan service was perfect. No need to sell my investments—just smart access.
Quick approvals, low documentation, and expert help—KSquare’s loan service is ideal for anyone needing funds quickly.
I was amazed by how quickly KSquare approved my loan. The entire system felt modern and very intuitive.
KSquare helped me borrow against my mutual funds with minimal paperwork. I’m impressed by their speed and support.
KSquare made the loan process so efficient that I didn’t feel stressed at all. Fantastic customer support as well.
KSquare offered me a quick solution when I needed funds. They made the loan process easy to understand and access.
I needed urgent cash flow and didn’t want to redeem my funds. KSquare had the perfect solution. Very helpful service!
Thanks to KSquare, I managed urgent expenses without disturbing my mutual funds. Really smooth experience overall.
KSquare’s service was fast, transparent, and easy to follow. Perfect for someone like me who needed quick access to funds.
Trusted Funding Partner
Why KSquare is Your Loan Against Mutual Fund Solution
KSquare provides a seamless, transparent, and reliable Loan Against Mutual Fund experience. With expert guidance, flexible loan options, and fast processing, we help clients access funds quickly while keeping investments intact. Our personalized approach ensures efficient financial management and peace of mind for all your short-term funding needs.
700+
project complete
10+
Year Experiences
7K+
satisfied client
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Quick Fund Access
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Flexible Loan Options
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Maintain Investment Value
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Transparent Approval Process
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Personalized Financial Support
Frequently Asked Questions
FAQ About KSquare Loan Against Mutual Fund
Do I need a demat account to apply for this loan?
Yes, most lenders require mutual fund units in demat form. KSquare can help convert physical units if needed.
How is the loan amount calculated?
The loan value is based on the mutual fund’s NAV and the lender’s margin requirements. KSquare shows your eligible amount during application.
Can NRIs get a loan against mutual funds with KSquare?
Some lenders allow NRIs to avail loans. KSquare helps identify NRI-eligible lenders and assists with documentation.
What is the interest rate for LAMF through KSquare?
Interest rates vary by lender and profile, but KSquare offers competitive rates starting as low as 9% annually with minimal processing fees.
What happens if mutual fund NAV falls after pledging?
A drop in NAV may trigger a margin call. KSquare notifies you early to take corrective actions if needed.
Will I lose ownership of my mutual funds?
No, the mutual funds are just pledged. You continue to retain ownership and can repay the loan to unpledge them.