Loan Against Mutual Fund
About Loan Against Mutual Fund
Simplify Finances with KSquare Loan Against Mutual Funds
KSquare offers a seamless solution for investors seeking liquidity without redeeming their mutual fund units. Our Loan Against Mutual Fund service allows you to access funds quickly while keeping your investments intact. With expert guidance, competitive interest rates, and a smooth process, KSquare empowers you to manage short-term financial needs efficiently, maintain portfolio growth, and make informed decisions.
KEY TAKEAWAYS
- Instant Liquidity Support : Access funds quickly using your mutual fund units without selling them prematurely.
- Maintain Investment Growth : Continue holding your units to benefit from potential market appreciation while borrowing.
- Flexible Loan Amounts : Borrow up to 70–90% of your mutual fund value as collateral.
- Lower Interest Rates : Enjoy competitive interest rates compared to unsecured personal loans for short-term needs.
- Quick Approval Process : Experience fast processing and disbursal with minimal documentation and hassle-free procedures.
- Short-Term Financial Solution : Ideal for emergencies, business requirements, or bridging temporary cash flow gaps efficiently.
Instant Fund Access
Key Benefits of KSquare Loan Against Mutual Fund
Quick Liquidity
Access funds immediately using your mutual fund units as collateral for urgent financial needs.
Maintain Investments
Continue holding mutual fund units to benefit from potential growth while borrowing.
Flexible Amounts
Borrow up to a defined percentage of your mutual fund portfolio value easily.
Lower Interest
Enjoy comparatively lower interest rates than unsecured loans for short-term borrowing requirements.
Fast Approval
Experience smooth, hassle-free processing and disbursal with minimal documentation required.
Short-Term Solution
Ideal for bridging temporary financial gaps without disrupting your long-term investment plans.
Unlock Your Funds
Access Quick Loans with KSquare LAMF
Need instant funds without redeeming your mutual fund investments? KSquare’s Loan Against Mutual Fund (LAMF) provides quick access to liquidity with a smooth, transparent process. Enjoy competitive rates, flexible loan amounts, and expert guidance while keeping your investments intact. Start your LAMF journey with KSquare today and manage finances effortlessly.
Satisfied Borrowers
What Clients Say About KSquare Loan Against Mutual Fund
Trusted Funding Partner
Why KSquare is Your Loan Against Mutual Fund Solution
KSquare provides a seamless, transparent, and reliable Loan Against Mutual Fund experience. With expert guidance, flexible loan options, and fast processing, we help clients access funds quickly while keeping investments intact. Our personalized approach ensures efficient financial management and peace of mind for all your short-term funding needs.
700+
project complete
10+
Year Experiences
7K+
satisfied client
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Quick Fund Access
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Flexible Loan Options
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Maintain Investment Value
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Transparent Approval Process
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Personalized Financial Support
Common LAMF Questions
FAQ About KSquare Loan Against Mutual Fund
Will I lose ownership of my mutual funds?
No, the mutual funds are just pledged. You continue to retain ownership and can repay the loan to unpledge them.
Is there a credit score requirement for getting LAMF?
While credit score matters, lenders also consider the value and type of mutual funds pledged. KSquare helps assess your eligibility beforehand.
Can I use LAMF for personal or business purposes?
Yes, the loan can be used for any legal personal or business need such as emergencies, education, or working capital.
Do I need a demat account to apply for this loan?
Yes, most lenders require mutual fund units in demat form. KSquare can help convert physical units if needed.
Will I still earn returns on pledged mutual funds?
Yes, your mutual fund units continue to generate returns even while they are pledged for a loan.
What is a Loan Against Mutual Fund (LAMF)?
A Loan Against Mutual Fund allows you to borrow money by pledging your mutual fund units as collateral without selling your investments.