Loan Against Mutual Fund

What Is a Loan Against Mutual Fund?

Our investment approach is a combination of an insightful philosophy with a meticulous and disciplined process.

Equity, typically referred to as shareholders’ equity (or owners equity’ for privately held companies), represents the amount of money that would be returned to a company’s shareholders if all of the assets were liquidated and all of the company’s debt was paid off in the case of liquidation. In the case of acquisition, it is the value of company sale minus any liabilities owed by the company not transferred with the sale

 

KEY TAKEAWAYS
  • Equity represents the value that would be returned to a company’s shareholders if all of the assets were liquidated and all of the company’s debts were paid off.
  • We can also think of equity as a degree of residual ownership in a firm or asset after subtracting all debts associated with that asset.
  • Equity represents the shareholders’ stake in the company, identified on a company’s balance sheet.
  • The calculation of equity is a company’s total assets minus its total liabilities, and is used in several key financial ratios such as ROE.

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Testimonial

Genuine Review Form Statisifed Customers

4.5 Out of 5 (26 Reviews)

KSquare made the loan process so efficient that I didn’t feel stressed at all. Fantastic customer support as well.

Riya Bhattacharya

Riya Bhattacharya

Brand Consultant

KSquare’s guidance was top-tier. I felt informed and in control during the entire loan process. Truly reliable.

Meenal Shah

Meenal Shah

Content Manager

Quick approvals, low documentation, and expert help—KSquare’s loan service is ideal for anyone needing funds quickly.

Priyanka Seth

Priyanka Seth

Fashion Designer

I used KSquare to meet some short-term needs, and their loan against mutual funds service was quick and easy.

Arjun Khanna

Arjun Khanna

Business Analyst

I was amazed by how quickly KSquare approved my loan. The entire system felt modern and very intuitive.

Tanya Deshmukh

Tanya Deshmukh

Clinical Therapist

I needed quick liquidity, and KSquare’s loan service was perfect. No need to sell my investments—just smart access.

Shruti Kulkarni

Shruti Kulkarni

Software Engineer

KSquare made it easy to access funds against my mutual investments. The process was fast, smooth, and completely transparent.

Varun Malhotra

Varun Malhotra

Investment Banker

KSquare’s loan facility saved me during a financial crunch. I didn’t need to touch my investments—very helpful!

Rajeev Kapoor

Rajeev Kapoor

Plant Manager

KSquare offered me instant financial flexibility through my portfolio. Their team was responsive and professional.

Siddharth Iyer

Siddharth Iyer

Data Analyst

Thanks to KSquare, I managed urgent expenses without disturbing my mutual funds. Really smooth experience overall.

Deepak Rawat

Deepak Rawat

Architect

Frequently asked questions

Common business and finance question and answer

Is there a processing fee for LAMF through KSquare?

A nominal processing fee may apply depending on the lender. KSquare clearly discloses all charges upfront.

How much loan can I get against mutual funds?

You can typically borrow up to 50–70% of your mutual fund’s NAV value. KSquare calculates this during your application.

How is the loan amount calculated?

The loan value is based on the mutual fund’s NAV and the lender’s margin requirements. KSquare shows your eligible amount during application.

Can I use LAMF for personal or business purposes?

Yes, the loan can be used for any legal personal or business need such as emergencies, education, or working capital.

How does KSquare help in availing a loan against mutual funds?

KSquare simplifies the process by partnering with lenders and offering a smooth, digital journey from application to disbursal.

Which types of mutual funds are eligible for loans?

Typically, equity and debt mutual fund units held in demat form are eligible. KSquare helps confirm your fund’s eligibility instantly.

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