Mutual Funds
Mutual Funds
Investment Is Your Karma, Guiding “You” Is Our Dharma.
Mutual funds are an excellent investment option for individual investors to get exposure to an expert managed portfolio. Also, you can diversify your portfolio by investing in mutual funds as the asset allocation would cover several instruments. Investors would be allocated with fund units based on the amount they invest. Each investor would hence experience profits or losses that are directly proportional to the amount they invest. The main intention of the fund manager is to provide optimum returns to investors by investing in securities that are in sync with the fund’s objectives. The performance of mutual funds is dependent on the underlying assets.
KEY TAKEAWAYS
- A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities.
- Mutual funds give small or individual investors access to diversified, professionally managed portfolios at a low price.
- Mutual funds are divided into several kinds of categories, representing the kinds of securities they invest in, their investment objectives, and the type of returns they seek.
- Mutual funds charge annual fees (called expense ratios) and, in some cases, commissions, which can affect their overall returns.
- The overwhelming majority of money in employer-sponsored retirement plans goes into mutual funds.
Mutual Funds
WHY TO INVEST IN MUTUAL FUND?
Professionally managed
Mutual funds are professionally managed by fund managers, whose every day job is to track the markets and manage investments.
Diversification
Don’t put all your eggs in one basket”. This is the premise of diversification. It means spreading your investments across asset classes and stocks, to reduce your risk.
Higher returns
Mutual funds provide the right avenue for investing in a variety of market-linked instruments, which have time and again delivered superior returns
Liquidity
Mutual funds, on the other hand, broadly come with less, if not no, lock-in periods. Most funds do not have a lock-in period and give you the flexibility to redeem your money when you need it.
Simplicity
And finally, investing in mutual funds is now a piece of cake. The whole process is offered online by many players in the industry. Starting a SIP or making an investment can be done in a matter of few clicks.
Disciplined investing
Habits are hard to break. Which is why we are advised to inculcate good habits. And what better habit could there be, than investing for your secure future?
Testimonial
Genuine Review Form Statisifed Customers
KSquare made mutual fund investing enjoyable. I track everything on one dashboard and have learned a lot through their educational resources. Perfect for professionals.
KSquare’s mutual fund platform is exactly what I needed. It’s intuitive, offers diverse funds, and gives great insights. I’ve seen real growth since I started.
The fund selection process at KSquare is simple yet thorough. Their insights helped me diversify properly and reduce risk effectively. Very pleased!
I always wanted to invest in mutual funds but felt overwhelmed. KSquare made everything so simple. Their expert suggestions helped me start confidently and stay informed.
KSquare keeps my investments organized and stress-free. Their mutual fund options match my goals, and I appreciate the real-time tracking and timely updates.
KSquare delivers excellent service and fund recommendations. The platform makes investing feel less like a chore and more like a plan I’m excited to follow.
Mutual fund investing with KSquare has been fantastic. I appreciate their attention to risk profiling and how they tailor recommendations. It’s an empowering experience.
KSquare’s recommendations are on point. Their mutual fund picks are backed by solid research, and I’ve seen consistent returns over the past year.
KSquare gave me clarity in my mutual fund journey. I now know where my money goes and how it grows. Their dashboard is excellent.
I’ve used a few platforms before, but KSquare is easily the most user-centric. Their mutual fund tools make planning easy and returns trackable.
Frequently asked questions
Common business and finance question and answer
What fees or charges are involved in mutual fund investing?
Mutual funds may have expense ratios and exit loads. KSquare discloses all charges clearly before you invest.
How do I track mutual fund performance on KSquare?
KSquare offers a dashboard where you can view real-time NAV, portfolio value, returns, and performance trends.
Can I switch between mutual funds on KSquare?
Yes, you can easily switch between funds on the KSquare platform based on your strategy or market movements.
Can I withdraw my mutual fund investment anytime?
Most mutual funds offer liquidity, allowing you to redeem units anytime, except for closed-ended and ELSS funds with lock-ins.
Does KSquare offer mutual funds for tax savings?
Yes, KSquare offers ELSS mutual funds, which are eligible for tax deductions under Section 80C up to ₹1.5 lakh.
Can I set up automatic investments through KSquare?
Yes, KSquare allows SIP setup, automating monthly investments to help build disciplined saving habits.