Mutual Funds
Mutual Funds
Investment Is Your Karma, Guiding “You” Is Our Dharma.
Mutual funds are an excellent investment option for individual investors to get exposure to an expert managed portfolio. Also, you can diversify your portfolio by investing in mutual funds as the asset allocation would cover several instruments. Investors would be allocated with fund units based on the amount they invest. Each investor would hence experience profits or losses that are directly proportional to the amount they invest. The main intention of the fund manager is to provide optimum returns to investors by investing in securities that are in sync with the fund’s objectives. The performance of mutual funds is dependent on the underlying assets.
KEY TAKEAWAYS
- A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities.
- Mutual funds give small or individual investors access to diversified, professionally managed portfolios at a low price.
- Mutual funds are divided into several kinds of categories, representing the kinds of securities they invest in, their investment objectives, and the type of returns they seek.
- Mutual funds charge annual fees (called expense ratios) and, in some cases, commissions, which can affect their overall returns.
- The overwhelming majority of money in employer-sponsored retirement plans goes into mutual funds.
Mutual Funds
WHY TO INVEST IN MUTUAL FUND?
Professionally managed
Mutual funds are professionally managed by fund managers, whose every day job is to track the markets and manage investments.
Diversification
Don’t put all your eggs in one basket”. This is the premise of diversification. It means spreading your investments across asset classes and stocks, to reduce your risk.
Higher returns
Mutual funds provide the right avenue for investing in a variety of market-linked instruments, which have time and again delivered superior returns
Liquidity
Mutual funds, on the other hand, broadly come with less, if not no, lock-in periods. Most funds do not have a lock-in period and give you the flexibility to redeem your money when you need it.
Simplicity
And finally, investing in mutual funds is now a piece of cake. The whole process is offered online by many players in the industry. Starting a SIP or making an investment can be done in a matter of few clicks.
Disciplined investing
Habits are hard to break. Which is why we are advised to inculcate good habits. And what better habit could there be, than investing for your secure future?
Testimonial
Genuine Review Form Statisifed Customers
I recommend KSquare to anyone who’s unsure about mutual funds. Their platform is supportive, beginner-friendly, and offers great fund insights to plan ahead.
Mutual fund investing with KSquare has been fantastic. I appreciate their attention to risk profiling and how they tailor recommendations. It’s an empowering experience.
I’ve used a few platforms before, but KSquare is easily the most user-centric. Their mutual fund tools make planning easy and returns trackable.
KSquare made mutual fund investing enjoyable. I track everything on one dashboard and have learned a lot through their educational resources. Perfect for professionals.
Investing used to confuse me, but KSquare simplified everything. Their recommendations are tailored and backed by data. It’s been a smooth and rewarding ride so far.
KSquare’s platform helped me diversify and start SIPs in mutual funds that really suit my lifestyle. I love how easy and intuitive everything feels.
KSquare keeps my investments organized and stress-free. Their mutual fund options match my goals, and I appreciate the real-time tracking and timely updates.
The fund selection process at KSquare is simple yet thorough. Their insights helped me diversify properly and reduce risk effectively. Very pleased!
Mutual funds were new to me, but KSquare’s team made sure I understood everything. I now invest regularly with confidence and clarity.
KSquare provides a transparent and smooth mutual fund experience. Their portfolio tools are user-friendly, and I love how effortless it feels to invest monthly.
Frequently asked questions
Common business and finance question and answer
Are mutual funds taxable in India?
Yes, mutual funds are subject to capital gains tax. Taxation depends on the type of fund and holding period.
Can I invest in mutual funds online through KSquare?
Yes, KSquare’s digital platform allows you to browse, select, and invest in mutual funds entirely online.
Are mutual funds safe to invest in?
Mutual funds carry market risk, but diversification and professional management help reduce volatility and improve long-term growth potential.
What is the role of a fund manager in mutual funds?
Fund managers decide where to invest the pooled money, aiming to maximize returns based on the fund’s strategy.
Can I withdraw my mutual fund investment anytime?
Most mutual funds offer liquidity, allowing you to redeem units anytime, except for closed-ended and ELSS funds with lock-ins.
Can I set up automatic investments through KSquare?
Yes, KSquare allows SIP setup, automating monthly investments to help build disciplined saving habits.