Mutual Funds
Mutual Funds
Investment Is Your Karma, Guiding “You” Is Our Dharma.
Mutual funds are an excellent investment option for individual investors to get exposure to an expert managed portfolio. Also, you can diversify your portfolio by investing in mutual funds as the asset allocation would cover several instruments. Investors would be allocated with fund units based on the amount they invest. Each investor would hence experience profits or losses that are directly proportional to the amount they invest. The main intention of the fund manager is to provide optimum returns to investors by investing in securities that are in sync with the fund’s objectives. The performance of mutual funds is dependent on the underlying assets.
KEY TAKEAWAYS
- A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities.
- Mutual funds give small or individual investors access to diversified, professionally managed portfolios at a low price.
- Mutual funds are divided into several kinds of categories, representing the kinds of securities they invest in, their investment objectives, and the type of returns they seek.
- Mutual funds charge annual fees (called expense ratios) and, in some cases, commissions, which can affect their overall returns.
- The overwhelming majority of money in employer-sponsored retirement plans goes into mutual funds.
Mutual Funds
WHY TO INVEST IN MUTUAL FUND?
Professionally managed
Mutual funds are professionally managed by fund managers, whose every day job is to track the markets and manage investments.
Diversification
Don’t put all your eggs in one basket”. This is the premise of diversification. It means spreading your investments across asset classes and stocks, to reduce your risk.
Higher returns
Mutual funds provide the right avenue for investing in a variety of market-linked instruments, which have time and again delivered superior returns
Liquidity
Mutual funds, on the other hand, broadly come with less, if not no, lock-in periods. Most funds do not have a lock-in period and give you the flexibility to redeem your money when you need it.
Simplicity
And finally, investing in mutual funds is now a piece of cake. The whole process is offered online by many players in the industry. Starting a SIP or making an investment can be done in a matter of few clicks.
Disciplined investing
Habits are hard to break. Which is why we are advised to inculcate good habits. And what better habit could there be, than investing for your secure future?
Testimonial
Genuine Review Form Statisifed Customers
I love how KSquare offers mutual fund plans that match my income flow and future goals. They’ve made saving and investing seamless for me.
Investing used to confuse me, but KSquare simplified everything. Their recommendations are tailored and backed by data. It’s been a smooth and rewarding ride so far.
KSquare made mutual fund investing enjoyable. I track everything on one dashboard and have learned a lot through their educational resources. Perfect for professionals.
I’ve used a few platforms before, but KSquare is easily the most user-centric. Their mutual fund tools make planning easy and returns trackable.
Thanks to KSquare, I started my investment journey the right way. Their mutual fund options are diverse, affordable, and super easy to manage.
KSquare keeps my investments organized and stress-free. Their mutual fund options match my goals, and I appreciate the real-time tracking and timely updates.
I’m impressed by how easy KSquare made mutual fund investing. Their platform is clean, quick, and their support staff is always ready to help.
KSquare delivers excellent service and fund recommendations. The platform makes investing feel less like a chore and more like a plan I’m excited to follow.
KSquare’s platform helped me diversify and start SIPs in mutual funds that really suit my lifestyle. I love how easy and intuitive everything feels.
I always wanted to invest in mutual funds but felt overwhelmed. KSquare made everything so simple. Their expert suggestions helped me start confidently and stay informed.
Frequently asked questions
Common business and finance question and answer
What fees or charges are involved in mutual fund investing?
Mutual funds may have expense ratios and exit loads. KSquare discloses all charges clearly before you invest.
Can I switch between mutual funds on KSquare?
Yes, you can easily switch between funds on the KSquare platform based on your strategy or market movements.
Does KSquare offer mutual funds for tax savings?
Yes, KSquare offers ELSS mutual funds, which are eligible for tax deductions under Section 80C up to ₹1.5 lakh.
What types of mutual funds are available on KSquare?
KSquare offers equity, debt, hybrid, ELSS, and index funds to suit different financial goals and risk profiles.
Are mutual funds taxable in India?
Yes, mutual funds are subject to capital gains tax. Taxation depends on the type of fund and holding period.
What is the role of a fund manager in mutual funds?
Fund managers decide where to invest the pooled money, aiming to maximize returns based on the fund’s strategy.