Yes, most lenders require mutual fund units in demat form. KSquare can help convert physical units if needed.

A nominal processing fee may apply depending on the lender. KSquare clearly discloses all charges upfront.

Yes, the loan can be used for any legal personal or business need such as emergencies, education, or working capital.

You can repay the loan in EMIs or lump sum, as per the agreed terms. KSquare offers reminders and easy tracking.

Yes, your mutual fund units continue to generate returns even while they are pledged for a loan.

Once documents are verified, the loan is usually disbursed within 24–48 hours directly to your bank account.

Most lenders allow prepayment without extra charges. KSquare ensures these terms are clearly shared before you proceed.

You can typically borrow up to 50–70% of your mutual fund’s NAV value. KSquare calculates this during your application.

A drop in NAV may trigger a margin call. KSquare notifies you early to take corrective actions if needed.