Mutual Funds
Mutual Funds
Investment Is Your Karma, Guiding “You” Is Our Dharma.
Mutual funds are an excellent investment option for individual investors to get exposure to an expert managed portfolio. Also, you can diversify your portfolio by investing in mutual funds as the asset allocation would cover several instruments. Investors would be allocated with fund units based on the amount they invest. Each investor would hence experience profits or losses that are directly proportional to the amount they invest. The main intention of the fund manager is to provide optimum returns to investors by investing in securities that are in sync with the fund’s objectives. The performance of mutual funds is dependent on the underlying assets.
KEY TAKEAWAYS
- A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities.
- Mutual funds give small or individual investors access to diversified, professionally managed portfolios at a low price.
- Mutual funds are divided into several kinds of categories, representing the kinds of securities they invest in, their investment objectives, and the type of returns they seek.
- Mutual funds charge annual fees (called expense ratios) and, in some cases, commissions, which can affect their overall returns.
- The overwhelming majority of money in employer-sponsored retirement plans goes into mutual funds.
Mutual Funds
WHY TO INVEST IN MUTUAL FUND?
Professionally managed
Mutual funds are professionally managed by fund managers, whose every day job is to track the markets and manage investments.
Diversification
Don’t put all your eggs in one basket”. This is the premise of diversification. It means spreading your investments across asset classes and stocks, to reduce your risk.
Higher returns
Mutual funds provide the right avenue for investing in a variety of market-linked instruments, which have time and again delivered superior returns
Liquidity
Mutual funds, on the other hand, broadly come with less, if not no, lock-in periods. Most funds do not have a lock-in period and give you the flexibility to redeem your money when you need it.
Simplicity
And finally, investing in mutual funds is now a piece of cake. The whole process is offered online by many players in the industry. Starting a SIP or making an investment can be done in a matter of few clicks.
Disciplined investing
Habits are hard to break. Which is why we are advised to inculcate good habits. And what better habit could there be, than investing for your secure future?
Testimonial
Genuine Review Form Statisifed Customers
KSquare’s recommendations are on point. Their mutual fund picks are backed by solid research, and I’ve seen consistent returns over the past year.
KSquare provides a transparent and smooth mutual fund experience. Their portfolio tools are user-friendly, and I love how effortless it feels to invest monthly.
Thanks to KSquare, I started my investment journey the right way. Their mutual fund options are diverse, affordable, and super easy to manage.
I never thought mutual fund investing could be this simple. KSquare helps me manage risk and meet financial targets effortlessly. Great for working women like me.
KSquare’s mutual fund platform is exactly what I needed. It’s intuitive, offers diverse funds, and gives great insights. I’ve seen real growth since I started.
The fund selection process at KSquare is simple yet thorough. Their insights helped me diversify properly and reduce risk effectively. Very pleased!
KSquare delivers excellent service and fund recommendations. The platform makes investing feel less like a chore and more like a plan I’m excited to follow.
KSquare made mutual fund investing enjoyable. I track everything on one dashboard and have learned a lot through their educational resources. Perfect for professionals.
Mutual fund investing with KSquare has been fantastic. I appreciate their attention to risk profiling and how they tailor recommendations. It’s an empowering experience.
KSquare’s platform helped me diversify and start SIPs in mutual funds that really suit my lifestyle. I love how easy and intuitive everything feels.
Frequently asked questions
Common business and finance question and answer
How are mutual fund returns calculated?
Returns are based on the Net Asset Value (NAV) movement of the fund and any dividends paid out over time.
Can I set up automatic investments through KSquare?
Yes, KSquare allows SIP setup, automating monthly investments to help build disciplined saving habits.
How do I track mutual fund performance on KSquare?
KSquare offers a dashboard where you can view real-time NAV, portfolio value, returns, and performance trends.
Is there a lock-in period for mutual fund investments?
Only ELSS funds have a 3-year lock-in. Other funds generally allow you to redeem anytime based on NAV.
What fees or charges are involved in mutual fund investing?
Mutual funds may have expense ratios and exit loads. KSquare discloses all charges clearly before you invest.
What types of mutual funds are available on KSquare?
KSquare offers equity, debt, hybrid, ELSS, and index funds to suit different financial goals and risk profiles.