Introduction:
Did you know you can get a loan without selling your mutual fund units? A Loan Against Mutual Funds (LAMF) is a fast, easy, and affordable way to access funds in an emergency.

How It Works:

  • Pledge your MF units to a bank/NBFC
  • Get up to 70–80% of the fund value as a loan
  • Continue earning returns on the investment

Why It's a Smart Option:

  • Lower interest than personal loans
  • No need to liquidate long-term investments
  • Quick approval with minimal documentation

Eligibility & Process:

  • Available for both equity and debt funds
  • Requires demat holding or folio statement

Conclusion:
LAMF is a smart, short-term liquidity solution for those who want funds without disturbing their wealth-building plan.