Loan Against Mutual Fund

What Is a Loan Against Mutual Fund?

Our investment approach is a combination of an insightful philosophy with a meticulous and disciplined process.

Equity, typically referred to as shareholders’ equity (or owners equity’ for privately held companies), represents the amount of money that would be returned to a company’s shareholders if all of the assets were liquidated and all of the company’s debt was paid off in the case of liquidation. In the case of acquisition, it is the value of company sale minus any liabilities owed by the company not transferred with the sale

 

KEY TAKEAWAYS
  • Equity represents the value that would be returned to a company’s shareholders if all of the assets were liquidated and all of the company’s debts were paid off.
  • We can also think of equity as a degree of residual ownership in a firm or asset after subtracting all debts associated with that asset.
  • Equity represents the shareholders’ stake in the company, identified on a company’s balance sheet.
  • The calculation of equity is a company’s total assets minus its total liabilities, and is used in several key financial ratios such as ROE.

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Testimonial

Genuine Review Form Statisifed Customers

4.7 Out of 5 (13 Reviews)

KSquare provided a practical solution without liquidating my investments. I’m grateful for their clarity and quick process.

Amit Suresh

Amit Suresh

Logistics Supervisor

Quick approvals, low documentation, and expert help—KSquare’s loan service is ideal for anyone needing funds quickly.

Priyanka Seth

Priyanka Seth

Fashion Designer

KSquare’s service was fast, transparent, and easy to follow. Perfect for someone like me who needed quick access to funds.

Pooja Khurana

Pooja Khurana

Pediatric Nurse

KSquare helped me borrow against my mutual funds with minimal paperwork. I’m impressed by their speed and support.

Anjali Sharma

Anjali Sharma

HR Executive

I didn’t want to disturb my investments, and KSquare gave me the perfect option. I got the loan in no time.

Nikhil Rane

Nikhil Rane

Visual Designer

Getting a loan against my mutual funds was hassle-free with KSquare. Very professional and transparent experience.

Rohit Verma

Rohit Verma

Marketing Consultant

I used KSquare to meet some short-term needs, and their loan against mutual funds service was quick and easy.

Arjun Khanna

Arjun Khanna

Business Analyst

KSquare’s loan facility saved me during a financial crunch. I didn’t need to touch my investments—very helpful!

Rajeev Kapoor

Rajeev Kapoor

Plant Manager

I loved how simple KSquare made the entire loan procedure. No delays, no confusion—just straight financial help.

Harshad Patel

Harshad Patel

Mechanical Engineer

KSquare offered me instant financial flexibility through my portfolio. Their team was responsive and professional.

Siddharth Iyer

Siddharth Iyer

Data Analyst

Frequently asked questions

Common business and finance question and answer

Do I need a demat account to apply for this loan?

Yes, most lenders require mutual fund units in demat form. KSquare can help convert physical units if needed.

Will I lose ownership of my mutual funds?

No, the mutual funds are just pledged. You continue to retain ownership and can repay the loan to unpledge them.

Can NRIs get a loan against mutual funds with KSquare?

Some lenders allow NRIs to avail loans. KSquare helps identify NRI-eligible lenders and assists with documentation.

How is the loan amount calculated?

The loan value is based on the mutual fund’s NAV and the lender’s margin requirements. KSquare shows your eligible amount during application.

What is the interest rate for LAMF through KSquare?

Interest rates vary by lender and profile, but KSquare offers competitive rates starting as low as 9% annually with minimal processing fees.

How much loan can I get against mutual funds?

You can typically borrow up to 50–70% of your mutual fund’s NAV value. KSquare calculates this during your application.

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