Loan Against Mutual Fund

What Is a Loan Against Mutual Fund?

Our investment approach is a combination of an insightful philosophy with a meticulous and disciplined process.

Equity, typically referred to as shareholders’ equity (or owners equity’ for privately held companies), represents the amount of money that would be returned to a company’s shareholders if all of the assets were liquidated and all of the company’s debt was paid off in the case of liquidation. In the case of acquisition, it is the value of company sale minus any liabilities owed by the company not transferred with the sale

 

KEY TAKEAWAYS
  • Equity represents the value that would be returned to a company’s shareholders if all of the assets were liquidated and all of the company’s debts were paid off.
  • We can also think of equity as a degree of residual ownership in a firm or asset after subtracting all debts associated with that asset.
  • Equity represents the shareholders’ stake in the company, identified on a company’s balance sheet.
  • The calculation of equity is a company’s total assets minus its total liabilities, and is used in several key financial ratios such as ROE.

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Testimonial

Genuine Review Form Statisifed Customers

4.9 Out of 5 (17 Reviews)

KSquare offered me a quick solution when I needed funds. They made the loan process easy to understand and access.

Sneha Dugar

Sneha Dugar

Academic Counselor

I didn’t want to disturb my investments, and KSquare gave me the perfect option. I got the loan in no time.

Nikhil Rane

Nikhil Rane

Visual Designer

KSquare’s team explained everything clearly. I never thought borrowing against my mutual funds would be this easy.

Nandini Rao

Nandini Rao

Event Coordinator

Quick approvals, low documentation, and expert help—KSquare’s loan service is ideal for anyone needing funds quickly.

Priyanka Seth

Priyanka Seth

Fashion Designer

I was amazed by how quickly KSquare approved my loan. The entire system felt modern and very intuitive.

Tanya Deshmukh

Tanya Deshmukh

Clinical Therapist

I loved how simple KSquare made the entire loan procedure. No delays, no confusion—just straight financial help.

Harshad Patel

Harshad Patel

Mechanical Engineer

I used KSquare to meet some short-term needs, and their loan against mutual funds service was quick and easy.

Arjun Khanna

Arjun Khanna

Business Analyst

Thanks to KSquare, I managed urgent expenses without disturbing my mutual funds. Really smooth experience overall.

Deepak Rawat

Deepak Rawat

Architect

I needed quick liquidity, and KSquare’s loan service was perfect. No need to sell my investments—just smart access.

Shruti Kulkarni

Shruti Kulkarni

Software Engineer

KSquare’s service was fast, transparent, and easy to follow. Perfect for someone like me who needed quick access to funds.

Pooja Khurana

Pooja Khurana

Pediatric Nurse

Frequently asked questions

Common business and finance question and answer

Can I use LAMF for personal or business purposes?

Yes, the loan can be used for any legal personal or business need such as emergencies, education, or working capital.

Will I lose ownership of my mutual funds?

No, the mutual funds are just pledged. You continue to retain ownership and can repay the loan to unpledge them.

Is there a credit score requirement for getting LAMF?

While credit score matters, lenders also consider the value and type of mutual funds pledged. KSquare helps assess your eligibility beforehand.

Is the loan process fully online at KSquare?

Yes, KSquare offers a completely paperless experience with online verification and fast approval.

What documents are needed for applying LAMF?

Basic KYC documents, bank statements, and demat account details are required. KSquare helps with digital submission.

What is a Loan Against Mutual Fund (LAMF)?

A Loan Against Mutual Fund allows you to borrow money by pledging your mutual fund units as collateral without selling your investments.

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